We have successfully assisted over 3200 businesses and 1700 individuals with loan through our online loan programs.





We are reliable and trusted personal loan provider company that has helped over millions of individuals and companies get back to their feet with our personal loan program. What Is a Personal Loan? Definition, Types and More › edu › what-is-a-personal-loan A personal loan is an installment loan that provides funds borrowers can use for any purpose, unlike an auto loan or a mortgage, which are reserved solely for the purchase of certain property that is then used as collateral for the loan. ... Personal loans are available from banks, credit unions and online lenders.

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Let us help you make that decision to Refinance Traditionally, the decision on whether or not to refinance has meant balancing the savings of a lower monthly payment against the costs of refinancing. But in recent years, companies have introduced "no cost" and low cost refinancing packages that minimize or completely eliminate the out-of-pocket expenses of refinancing. (These refinancing packages compensate with a higher interest rate, or by including some of the costs in the amount that is financed.) With traditional refinancing, the most often cited rule of thumb is that the interest rate for your new mortgage must be about 2 percentage points below the rate of your current mortgage for refinancing to make sense. However, with the newer low and no cost refinancing programs, it can be worth your while to refinance to obtain a smaller reduction in interest rates. How long you expect to stay in your home is also a factor to consider. If you'll be moving in a few years, the month to month savings may never add up to the costs that are involved in a refinance. When you're making your decision, there are several things to keep in mind: First, if your current interest rate is significantly higher than today's lowest rates, you may be able to roll your loan costs into the loan and still get a lower rate than you have today, thereby reducing your interest payments and saving money immediately. Second, if you are planning to stay in your home for at least three to five years, it may make sense to pay "points" (a point equals 1% of the loan amount) and closing costs to get the lowest available rate. And third, you can avoid laying out cash and still get a low rate by adding the points and closing costs to your new mortgage. Does that mean shouldering a lot of extra debt? Not necessarily. If you've had your current mortgage for at least three years, you've probably reduced your balance by several thousand dollars. So you may be able to tack your closing costs onto your new loan and still end up with a mortgage that's smaller than your original one — plus, of course, a lower rate and lower monthly payment.

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In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt and is usually liable to pay interest on that debt until it is repaid as well as to repay the principal amount borrowed

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Personal Financial Management Protect Your Money With Personal Financial Management You need to protect your hard earned money and the best way to keep your investments safe is with personal financial management. Our personal finance company is here to help you with all of your personal finance needs. We want to make sure that the money you have saved up over the years is well protected and you have the resources you need to make sound financial decisions. Whether you are looking to invest into new and more stable financial plans or you are looking to speak with a premium finance specialist for the first time, our company is here for you! Our Personal Finance Company and You Have you been considering how to best mobilize your finances? As you look to build more personal financial power, you need a company at your side that can handle the difficult financial hurdles of our day. It can be difficult to decide what the best course of action is for your personal finances. Today, more than ever, we have more options when it comes to our hard earned money. Our company is here to help you make these difficult choices and give you the best possible information about today’s financial world. Don’t let your personal finances get bogged down by today’s complicated financial world, let our personal finance company help you make the best decisions you can for your money. How a Premium Finance Specialist Helps You Save Making financial decisions is trickier than it has ever been. Traditional routes for protecting your money and making finance decisions are constantly changing as new industries emerge and traditional ones are disrupted. You need a premium finance specialist that can help you navigate this tough terrain. There’s one thing that sets premium finance services apart from the armchair crowd and that’s experience. When you work with us, you are working with a personal finance company that has been in the business for years. We’ve seen this industry change and we know what it takes to outlast these disruptions. If you are looking to work with experts that protect your finances, then we are the personal financial management company for you! Working with us is all about having seasoned experts on your side. Don’t trust your money to other companies that lack experience and take risks with your finances. Our company has proven results and we know how serious your finances are. When we manage our client’s finances, we treat their money just like we would treat our own. That means no messing around and a strong history of positive results. Isn’t it time you worked with industry leading experts to protect and manage your finances? Get in touch with us today to have a premium financial specialist help you make the best decisions you can for your money.

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Finance Consultancy The Commercial Premium Finance Services Your Company Needs Your company can stand to save both money, and frustration, when they work with our finance consultancy. Your corporate finance decisions need to be guided by industry experts that have been through the corporate finance sector for years. We know every aspect of our industry inside and out. We can help you with: Direct Loan, Bank Guarantee, Standby letter of credit, or Cosigner concerns. No matter where your company is planning on taking its finances, let us be your guide as you navigate these difficult decisions. Our commercial premium finance services are aimed at giving you the highest possible level of financial services. We want to work with you to make sure that no matter what your finance concerns are, we have you covered! Contact us today for more information about our finance services or read on to learn more! How to Save With Our Finance Consultancy Our finance consultancy can help your company save your hard earned financial resources. When you work with us, your time and your money will be taken seriously. Working with a financial consultancy is the best way to keep your company ahead when it comes to your financial decisions. We can help you make sure your finances are performing better than ever before. Today’s leading companies know that in order to stay competitive, you have to protect your company’s savings. When your finances are outperforming your expectations, your company will be saving more than ever! The Advantage of Our Corporate Finance Plans The advantage of working with our corporate finance experts is knowing that your finances will be handled by industry leading experts. No matter where in the world you look to do business, our commercial premium finance services will help you make sure that your money is expertly handled. Our corporate world is more demanding than ever. We need to make sure our finances are secured from all possible angles. We can help make sure your finances are better positioned to face today’s increasingly challenging finance sector. Contact us today for more information about how our corporate finance experts can help you better arrange your finances!

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Contact us

  • Registered office address; 11 Carter Meadow, Biggleswade, United Kingdom, SG18 0LB. Correspondent address; Washington D.C., DC, USA
  • Registered office address; 11 Carter Meadow, Biggleswade, United Kingdom, SG18 0LB.


We are registered and licensed loan provider company, we are registered under the Company house registry. we provide business loans and personal loans to companies and individuals with good interest rate, minimum documentation, reasonable terms, e.t.c.

Over the past 9 years, from our humble beginnings to now, the emphasis has always been quality customer service and a drive to build strong business relationships with customers. Many of our loans today are from existing customers who like our hassle-free process and business service.

Facts at a Glance:
  • Opened in 2011
  • Over 500 Associates
  • Serving over a thousand customers per year
We’re Committed to Your Community
We don’t just work in your community. We support development projects that are people oriented. That’s why we get involved in a variety of local programs and organizations to help build stronger communities. Our Associates are active volunteers with local and national charities and we’re regular sponsors of local events that bring neighbors together.

Applying for a Business Installment Loan Just Got Easier!
Your service Associate will work with you one-on-one and answer questions you have about our loans, payment options, and what’s needed to apply. If you need help while completing your application, just call or stop by your local LOAN CLOUD LTD Services branch and our Associates will assist you. We’re with you every step of the way to make our loan process simple, fast and the right fit for you.

Over $3.00 millions borrowed and we are ever ready to give more loans to individuals and companies whom need loan.

Get intouch/apply now!

1,000,000 members and counting. As a LOAN CLOUD LTD member, you’ll get access to exclusive benefits that help set you up for success with your money, community, and career—at no cost.




Third parties consent: No third parties allowed in our transactions unless approved by both parties involved in the transaction or if the third party is a registered attorney. Loan foreclosure and payback duration: minimum payback duration of 60 months from the funded date and maximum payback duration of 50 years from the funded date, it varies depending on the loan amount. Loan amount: minimum loan amount: $2500, maximum loan amount: $100000000. Loan interest rate: 3.5% yearly & it can be negotiated Age eligibility: 25 years and above. Requirements also includes a valid means of identification or as agreed. Funding procedures: 3 easy steps, 1 contact us, 2 get a quote, 3 sign the contract and get approved/ funded immediately. Contact us to know more.

Feel free to contact us and let us know if you are not comfortable with our terms, all terms are negotiable and adjustable.


  • An email and a phone call from one of our online business consultants.
  • A cost estimate for your project.
  • An in-person meeting. If necessary.
Your information will not be shared with any 3rd parties under any circumstances.



  •  12/15/2020 03:43 AM

To somany people around the world, Christmas is a time for rest, calculation, rounding up, summing up and reflections of the end of the year and after that comes a new year which poses as an opportunity for a new beginning, new plans. So here at LOAN CLOUD LTD, we wish you a happy and splendid Christmas celebration, we also wish you a prosperous and glorious new year.

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  •  11/26/2020 03:32 AM

You can make extra money while doing your main job by being a broker or an agent or even by referrals, just like you can refer clients to our website and earn $2000 monthly for your self, you can refer by posting our website link on your social media pages and handles and also through direct contacts.

Read More
  •  11/26/2020 12:00 AM

Happy Thanksgivings day to United States of America, on this celebration of thanksgivings, we pray for peace, United and progress and almongst all, we also pray for an end to the covid pandemic which has caused so much disorder in America and other countries in the world.

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  •  5/30/2017 12:00 AM

9 Tips For Growing A Successful Business 1. Get Organized To achieve business success you need to be organized. It will help you complete tasks and stay on top of things to be done. A good way to be organized is to create a to-do list each day. As you complete each item, check it off your list. This will ensure that you’re not forgetting anything and completing all the tasks that are essential to the survival of your business. 2. Keep Detailed Records All successful businesses keep detailed records. By doing so, you’ll know where the business stands financially and what potential challenges you could be facing. Just knowing this gives you time to create strategies to overcome those challenges. 3. Analyze Your Competition Competition breeds the best results. To be successful, you can’t be afraid to study and learn from your competitors. After all, they may be doing something right that you can implement in your business to make more money. 4. Understand the Risks and Rewards The key to being successful is taking calculated risks to help your business grow. A good question to ask is “What’s the downside?” If you can answer this question, then you know what the worst-case scenario is. This knowledge will allow you to take the kinds of calculated risks that can generate tremendous rewards. Understanding risks and rewards includes being smart about the timing of starting your business. For example, has the severe economic dislocation caused by the coronavirus pandemic provided you with an opportunity (say, manufacturing and selling face masks) or an impediment (opening a new restaurant during a time of social distancing and limited seating allowed)? 5. Be Creative Always be looking for ways to improve your business and make it stand out from the competition. Recognize that you don’t know everything and be open to new ideas and different approaches to your business. 6. Stay Focused The old saying “Rome wasn’t built in a day” applies here. Just because you open a business doesn’t mean you’re going to immediately start making money. It takes time to let people know who you are, so stay focused on achieving your short-term goals. 7. Prepare to Make Sacrifices The lead-up to starting a business is hard work, but after you open your doors, your work has just begun. In many cases you have to put in more time than you would if you were working for someone else, which may mean spending less time with family and friends to be successful. 8. Provide Great Service There are many successful businesses that forget that providing great customer service is important. If you provide better service for your customers, they’ll be more inclined to come to you the next time they need something instead of going to your competition. 9. Be Consistent Consistency is a key component to making money in business. You have to keep doing what is necessary to be successful day in and day out. This will create long-term positive habits that will help you make money in the long run

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  •  4/30/2017 12:00 AM

You can make extra money while doing your main job by being a broker or an agent or even by referrals, just like you can refer clients to our website and earn $2000 monthly for your self, you can refer by posting our website link on your social media pages and handles and also through direct contacts.

Read More


  • Registered office address; 11 Carter Meadow, Biggleswade, United Kingdom, SG18 0LB. Correspondent address; Washington D.C., DC, USA
  • Registered office address; 11 Carter Meadow, Biggleswade, United Kingdom, SG18 0LB.